Category Archives: Business Finance

How to Enter the World of Real Estate Appraisal

Real estate appraisers work alongside realtors in residential and commercial housing markets. Appraisers need the same people skills and self-motivation as a quality realtor, and they also need the keen eye of a home inspector to see areas that can either decrease or increase the value of a property.

If this line of work interests you, check out what is typically involved in the appraiser role and the type of appraisal license courses you can take to get started on this career journey.

The Role of the Real Estate Appraiser

Real estate appraisers must use many factors to decide a property’s value, including the interior and exterior of a structure and observations of the neighborhood. Appraisers must be meticulous note-takers as they are required to prepare legal documents for public records. Basic tasks of an appraiser can include:

  • Inspecting homes and using information of similar neighborhood homes as a comparison of value
  • Taking photographic evidence of the inside and outside of a property
  • Preparing legal documents that report current property value and what effected the estimated value

How to Become a Real Estate Appraiser

Like all other areas of real estate, you will need to be licensed before starting in the appraisal field. The Appraisal Qualifications Board is the agency that decides the minimum requirements that must be met to become a real estate appraiser. However, some states may require more educational hours than recommended. Check with your state Appraisal Board to confirm the number of educational hours needed.

Hours may differ between states, but there are three courses that are required to complete your training. The first course is AppraisalPrinciples, an introduction to the real estate business that can help those who have never worked inside this field. Appraisal Principles includes general overviews of the methods needed to evaluate properties and the ethical aspects of a proper appraisal.

The next course that must be completed is Appraisal Procedures. This second course encompasses information that is necessary to successfully report an appraisal, including how to properly collect data and write official documents.

The last course in the series is Universal Standards of Professional Appraisal Practice, also known as USPAP. During the USPAP, you will learn all the ethical standards that an appraiser must adhere to when performing their role in a business.

Real estate appraisers have a vital role in property sales, and with the right combination of education and personal determination, this could be the career for you.

5 Summertime Tips for Co-parenting While Divorced

Parenting trends change and evolve from year to year, let alone over generations. But whether you’re a helicopter parent or opt for a more free-range parenting approach, your first and foremost responsibility should be your children. Good parents don’t stop those responsibilities just because their marriage didn’t work out.

But being an active and present parent can be quite a bit more difficult during the summer. Fortunately, there are some simple tips that can help you easily manage summer vacation as a co-parent.

Opt to Plan Ahead Whenever Possible

Since the kids are out of school during the summer, chances are both parents will opt for special outings, overnights, and fun time. These plans can overlap, cause more stress than expected, and even blow up in your faces altogether if you don’t plan in advance.

Your formal custody order can simplify matters by deciding summer custodial times for each parent. Just be careful not to abuse or disrespect those rules to avoid the possibility of increasing that time or prioritizing scheduling in the future.

Prepare the Kids

Once you have an idea of what you’d both like to do, talk to your kids. Moreover, really listen. Depending on their age, they may have suggestions to make things go smoother, have better ideas, or even other plans you may have forgotten about.

Perhaps they’re planning for a group camp, a planned getaway with friends, or summer school session that takes priority. Regardless, discuss matters with them and let them know their thoughts and opinions matter. It is about them after all.

Communicate with the Ex

Divorce means you no longer live with or have to rely on your ex for daily support, but continuous communication is still essential when kids are involved. Schedule changes and unexpected life issues occur that can completely derail plans.

It’s crucial to communicate any and all plans and changes to avoid unnecessary concerns or stress. Your children still need loving, supportive parents who provide a united front and work together to ensure their happiness. So do that for their sake. And it really will make everyone’s lives easier and a lot happier in the process.

Provide a Smooth Transition

Your kids should feel welcome and comfortable in both homes. Each home should have similar rules and guidelines. So if one parent has a curfew system or limits video game play, that should be mirrored by the other household.

Give your kids personal living space of their own and make their second home as comfortable and familiar as possible but not a carbon copy of the original. Your kids should be able to transition smoothly and be able to tell they belong there even if only one of their parents do as well.

Avoid Trying to Compete

It’s no secret that high-conflict behaviors between divorced couples lead to completely stressed-out kids. But co-parenting is supposed to eliminate those issues by creating a workable parenting system that benefits everyone.

Unfortunately, conflict can and often does still arise when one or both parents get into a competition to win the kid’s favor. Your kids don’t need presents and the newest toys or gizmos to be happy.

They just want to spend stress-free quality time with their parents. But that means you both need to be adults, communicate, and respect the family unit to successfully manage summer vacation as a co-parent.

Protecting Your Industrial Work Area

An industrial work area must be built to withstand a variety of conditions and be able to tolerate different types of challenges.

If you do not design your industrial work area properly, then you could be spending a lot of money in the coming years making repairs and updates. It is best to get the work area done right the first time, and there are a few ways you can go about doing that.

Protect The Floor

One of the biggest misconceptions about industrial work areas is that concrete floors can take any kind of abuse. The truth is that years of chemicals being poured on the concrete and constant pounding can take its toll.

If you want to protect your industrial work area, then use commercial epoxy flooring. You can get this material in a variety of colors, and it will protect your floor from just about anything. You should have a company come in and apply a new protective coating every two years to maintain the epoxy’s integrity.


You never know what you will wind up doing in your industrial work area, which is why proper ventilation is critically important. Without good ventilation, you could be threatening the health of your workers because caustic chemicals would have no way of being exhausted from the area. Good ventilation should also be cleaned and maintained at least once a year.


An industrial work area can be used for many different purposes, which is why you should have as much access as possible. Standard size loading doors might not be enough to accommodate your needs, so you should have larger access options installed as well. Always put the proper amount of security on all of your access points, and have the doors and opening mechanisms inspected every year or two.

Emergency Area

During the course of your industrial work, you might experience a sudden fire at a work table or have someone come into contact with chemicals that need to be washed away immediately. To handle these situations, you need a well-designed emergency area that can be sealed in case of an emergency.

Industrial work areas tend to be very versatile, which is why they need to be designed properly. Have a professional contractor look over your industrial work area and take all of the necessary steps to make sure that you have features in place for every possible situation.

What Should You Look for When Hiring a Lawyer?

All lawyers are not the same. In fact, they can possess drastically different levels of skill. This is something that you need to realize before you make the commitment to hire a lawyer to be your legal representative.

Rushing to hire a lawyer without thoroughly looking at his qualifications could be a mistake that you end up regretting once your case is over.

This is why it will be in your best interests to gather as much info as you can about all of the lawyers who have piqued your interest. Here are the most crucial details that you will need to consider about each lawyer you investigate.

  1. What is the lawyer’s record in the cases that he has handled?

You obviously want to have a winner representing you in court. This is why you would be wise to see how a lawyer has fared throughout his career when his cases have gone to court.

Lawyers will rarely have this info available on their website for potential clients to browse through. This is why you will need to do some digging through public records in order to determine what type of record a particular lawyer has.

  1. You should only think about hiring a lawyer who has a great rating from the Better Business Bureau.

The BBB has been a trusted source of info on a wide variety of professionals and businesses in many different industries. Millions of people rely on the BBB to provide them with the career history of lawyers who they are thinking about hiring.

Paying a visit to the BBB site will allow you to find out which lawyers are the most reputable. You will be able to hire an outstanding Alameda DUI lawyer by using the info the BBB provides to you for free.

  1. Great negotiating skills are a must for any lawyer you hire to be your legal representative.

Your lawyer needs to be a creative negotiator. He needs to have the skills to get you a good settlement without ever entering a courtroom.

The reality is that there are many lawyers who simply lack negotiating skills. You cannot afford to hire a lawyer who is not a good negotiator. Therefore, you should look at the history of various lawyers in your area. You should only consider a lawyer who keeps his clients out of courts with settlements.

Online Trading Academy Reviews- Learn Online Trading At Reasonable Rates

When it comes to online trading, it is very important for you to ensure that you have the correct knowledge if you really wish to become a successful and proficient trader. Many people make the grave mistake of educating themselves with online resources and make an attempt to go in for live trading.

However, most of the time they are in for a huge disappointment as they incur more losses over wins. This is why you should always learn the basics and fundamentals of online trading academy from experts that have years of experience and knowledge in the field.

Online Trading Academy Reviews- Learn the tricks of the trade from credible experts

Online Trading Academy is one of the leading names when it comes to online trading in the USA. It was established in 1997 with the aim and objective to teach people who were interested in learning online trading.

The Academy has courses that are conducted on location and for those people that cannot attend on-location courses, there are home study modules. Both the courses are reasonable and meant for experienced and novice traders.

The changing dynamics of the financial market

When it comes to online trading, it is very important for you to be aware of the financial market and its dynamics. Online Trading Academy Reviews state that students are taught the dynamics of the trade in live sessions under the guidance of experienced traders.

When it comes to trading, the professional has to be aware of the market scenario and should not make rash decisions to avoid risks. The trader should be able to have the analytical skills and comprehend the charts and graphs well to be successful in the trade.

Live online trading sessions for students

The professionals here conduct live sessions for their students so that they are exposed to the real trading world. This means they have their coaches by their side when they are conducting these sessions.

The students are able to understand how live markets work and how they can effectively meet any challenge that comes their way. At the same time, traders are also aware of how they can conduct trade with different options and asset classes.

When it comes to trading and becoming a success in the field, you must note that it is crucial for you to ensure that you have a high level of emotional maturity. It is prudent to diversify your transactions over different asset classes so that you do not incur losses.

The Academy allows you to take specialized training in any asset class as per your wish in their virtual classroom known as Extended Learning Track- this is an extra course that you may opt for if you wish to after you have completed your training at the Academy. The costs of all the courses here are very reasonable and pocket-friendly.

The Online Trading Academy Reviews are testimony to the fact that this Institution really cares about its students and their education when it comes to professional learning courses on online trading in the USA.